Example Payment Options
iPhone 17 Pro
PlayStation 5 Disc
Who qualifies for Flex'T
- Income of $1,000 or more a month.
- Active Bank Account 3 months or older
- Valid ID (Passport, Matricula, State ID)
Why Customers Love Flex'T
No Credit Needed
Approval based on income, not credit
Own It Sooner
Pay it off in as little as 4 months, or take up to 12 months
MProtect Included
Every device includes our Accidental protection covering against accidentals and malfunctions
Any Device, Anytime
The newest tech
without the wait
Ready to get started?
How Flex Works
Apply
Fast & easy approval online or in-store.
Pick Your Device
Choose the phone, tablet, or tech you want.
Take it Home
Flexible weekly or Bi weekly payments.
The Sooner You Pay, The More You Save
With Flex, you’re never locked in. Pay in 4 months and it’s same-as-cash. Need more time? Extend to 6, 12, or 18 months.
Who qualifies for Flex?
Most customers qualify for Flex as long as they have a stable source of income, an active bank account, and a valid ID.
We don’t require perfect credit—Flex is designed to help people get the devices they need with affordable payments.
Do I need credit?
No. Flex does not require a credit score to apply.
We approve customers based on income, bank account history, and ability to pay, not traditional credit. We do not pull or check your credit.
What happens if I pay off early?
If you pay off early, you save money.
Flex offers early-pay discounts—customers who pay off during the same-as-cash period or earlier than their scheduled term avoid the full Flex Program cost.
What devices are eligible?
Most smartphones, tablets, smartwatches, laptops, and other popular electronics are eligible for Flex.
If the device is available in our store or online catalog, you can finance it with Flex.
Happy Customers, Happy Stories
- No credit history? No problem!
- Own today, pay over 12 easy months.
- Any tech, any time — it’s yours.